It won't come as a huge surprise to find out that younger people are statistically more likely to make a claim. The cost of college auto insurance is higher because young adults are more likely to be involved in an accident due to an elementary mistake due to recklessness or impulsiveness. The key to getting a low student car insurance rate is demonstrating responsibility to the insurer.
Cheap Car Insurance for College Means Not Buying a Sports Car
Whilst buying a flashy sports car is bound to be very tempting, the cost of insuring it will be far too high for most students. This is because the volume of claims is far higher than for other types of automobile. Consider buying a more steady and reliable first car and upgrading to sports car once a couple of years have elapsed without a claim.